Ralph A. Kerns, L. L.C.
Attorney at Law

Bankruptcy


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Ohio Personal Bankruptcy Lawyer

It’s easy for finances to spiral out of control.

The loss of a job, unexpected medical bills, or bad investment can translate into mountains of debt. Suddenly there isn’t enough money to stretch from month to month. Creditors call at all hours of the night and day demanding payment. How will you live? What will you do? 

For many people, personal bankruptcy provides a solution to worrisome financial problems. It’s not an easy step, but it can stop the phone calls and in some cases stop garnishment of your wages.

Our law firm has been helping individuals file for bankruptcy for more than 25 years. We’d like to help you, too. For a free 15-minute phone consultation, please contact Columbus personal bankruptcy attorney Ralph A. Kerns today.

We can assess your financial situation and help you take the first steps on the road to a brighter financial future. When you file for bankruptcy, you are required to take credit counseling classes. We provide those sessions at our office for our clients’ convenience.

Bankruptcy has always been a confusing matter for consumers. Now, with the new bankruptcy law, it’s more bewildering than ever. Please contact bankruptcy attorney Ralph A. Kerns for assistance. We see bankruptcies as a new beginning for you.

From offices in the Columbus, Ohio, suburb of Worthington, personal bankruptcy lawyer Ralph A. Kerns, represents clients in the communities of Delaware, Lancaster, Newark, Marysville, Circleville, Westerville, Dublin, London, and Washington Court House, as well as residents of Franklin County, Delaware County, Fairfield County, Licking County, Union County, Pickaway County, Madison County, and Fayette County.

Free 15-Minute Phone Consultation • Visa and MasterCard Accepted

Ralph A. Kerns Attorney at Law, L. L.C.

Personal Bankruptcy Lawyer
6797 North High Street, Ste. 325
Worthington, OH 43085
(614) 785-9420 (phone)
(614) 785-9490 (fax)

Handicapped Accessible • Located Near the Intersection of I-270 and Route 23

We are a debt relief agency. We help people file
for bankruptcy relief under the Bankruptcy Code.


The information you obtain at this site is not, nor is it intended to be, legal advice. You should consult an attorney for individual advice regarding your own situation.

Copyright © 2008 by Ralph A. Kerns, L. L.C. All rights reserved. You may reproduce materials available at this site for your own personal use and for non-commercial distribution. All copies must include this copyright statement.