Liquidation Bankruptcy: A Fresh Start

A divorce, lost job, or medical problem are just some of the life events that can send your finances into free-fall. Bad credit, high interest rates, and mounting credit card debt can make you feel like you’ll never get all your bills paid no matter how hard you work.

For many people, the answer is filing Chapter 7 bankruptcy.

At the law office of Ralph A. Kerns, we don’t judge you. We don’t care how you got into your financial predicament. We are here to help you get out of it. We’ve been helping individuals straighten out their financial lives for more than 25 years. We’d like to help you, too.

Please contact us today for information on whether you can file Chapter 7 under the new bankruptcy law. As a service to our clients, we provide the credit counseling classes required for bankruptcy filing right at our office.

The advantage of filing Chapter 7 is that it completely eliminates – or discharges – your debt and gives you a fresh start. The trade off is that you may have to sell—or liquidate -- some of your assets, such as a car or real estate holdings, to partially pay back your creditors.

Not everyone can file for Chapter 7. People who have filed bankruptcies within the past six to eight years and those who could possibly repay their debt by filing Chapter 13 bankruptcy are not eligible.

For a free 15-minute phone consultation about your situation, please contact Columbus bankruptcy attorney Ralph A. Kerns today.

From offices in the Columbus, Ohio, suburb of Worthington, Chapter 7 bankruptcy law lawyer Ralph A. Kerns, represents clients in the communities of Delaware, Lancaster, Newark, Marysville, Circleville, Westerville, Dublin, London, and Washington Court House, as well as residents of Franklin County, Delaware County, Fairfield County, Licking County, Union County, Pickaway County, Madison County, and Fayette County.

Free 15-Minute Phone Consultation • Visa and MasterCard Accepted

Ralph A. Kerns Attorney at Law, L. L.C.

Chapter 7 Bankruptcy Law Attorney
6797 North High Street, Ste. 325
Worthington, OH 43085
(614) 785-9420 (phone)
(614) 785-9490 (fax)

Handicapped Accessible • Located Near the Intersection of I-270 and Route 23

We are a debt relief agency. We help people file
for bankruptcy relief under the Bankruptcy Code.